Who We Are

A Financial Planning Firm Built on Clarity, Protection, and Legacy

At MRC Financial Services, we believe financial decisions should be made with clarity, purpose, and a long-term perspective. Our mission is to help individuals, families, and business owners bring structure and confidence to their financial lives through thoughtful planning and protection strategies.

Financial planning today involves many moving pieces—income protection, retirement planning, insurance, business succession, and wealth preservation. Without coordination, these areas can become fragmented and difficult to manage. Our role is to bring clarity and integration to these decisions so clients can move forward with confidence.

We work closely with clients to clarify their financial picture, simplify complex strategies, and unify the many components of a comprehensive financial plan.

Our Planning Philosophy

Every financial decision affects the people, goals, and future you care about most. Our planning philosophy is built around three guiding principles that help bring structure and confidence to your financial life.

Clarity

Financial decisions should never feel confusing or overwhelming. We help clients gain a clear understanding of their financial position, identify opportunities to strengthen their strategy, and move forward with confidence in the decisions they make.

Protection

Before pursuing growth or long-term goals, it is essential to protect the foundation you have built. We focus on safeguarding your income, family, business, and assets so that unexpected events do not disrupt your long-term financial stability.

Integration

Financial planning is not just about numbers — it is about the impact your decisions have on the future. We help clients structure their financial lives in a way that supports their values, protects their families, and creates a lasting legacy for the next generation.

By focusing on clarity, protection, and legacy, we help clients make thoughtful financial decisions that support both their present needs and their long-term vision.

Ravi Chand, CLU®, ChFC®, RICP®, MBA

Founder | Financial Advisor

Clarity • Protection • Legacy

With nearly two decades of experience in financial services, Ravi Chand is a seasoned financial advisor dedicated to helping individuals, families, and business owners build, protect, and transfer wealth with clarity and confidence.

As the founder of MRC Financial Services, Ravi specializes in comprehensive financial planning, advanced insurance strategies, retirement income planning, and business continuity and executive benefit planning. His approach combines technical expertise with practical implementation—ensuring clients not only develop thoughtful strategies but execute them effectively.

Ravi holds the prestigious CLU®, ChFC®, and RICP® designations, reflecting advanced training in life insurance planning, comprehensive financial strategy, and retirement income planning. Combined with his MBA and nearly 20 years of industry experience, he brings both depth of knowledge and disciplined structure to every client relationship.

Ravi is also deeply committed to financial education, teaching financial literacy through local community programs and contributing to initiatives focused on personal finance, long-term planning, and stronger financial decision-making.

He is a proud father of two—Maansi and Maanav—whose initials form the foundation of MRC Financial Services. This personal connection reinforces his commitment to legacy planning and helping families build lasting financial security across generations.

When he is not working with clients, Ravi is often in “dad mode”—coaching, attending his children’s activities, competing in weekend basketball leagues, and maintaining a disciplined fitness routine.

Through MRC Financial Services, Ravi remains committed to delivering integrity-driven advice and personalized strategies that help families and business owners protect what they have built and create a lasting financial legacy.

CREATE • EDUCATE • EXECUTE